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Your Complete Guide to South Central Wisconsin Real Estate for Sale.

Part 3: Choosing a Builder

Once you are pre-approved for WI new construction financing, you need to decide what kind of WI builder you want to work with. Do you want to work with a Madison area semi-custom new construction developer like Veridian Homes, or you want to go the whole a la carte route of buying a lot and hiring a custom builder such as  Michael F. Simon, Hart DeNoble or Cornett Homes, to name a few.

Architect holding drawing of new construction

Working with a New Construction Semi-Custom Builder.

The difference is this:  semi-custom builders build WI Homes as packaged deals, usually in subdivisions where typically the package includes the lot and the finished home.

However; typically you will be given the opportunity to personalize your model by selecting from the builder’s frequently large collections of finishes and features. Often though, the developer will determine which model goes with which lot and may have already completed much of the rough construction before you sit down to select options.

Additionally, because a semi-custom developer typically does its own new construction financing, you will not need to get a traditional construction loan. This type of construction is financed pretty much the same way that you would finance an existing home.

Working with a WI New Construction Custom Builder.

The a la carte process, however, is a different kettle of fish. Working with a custom builder you will have many more options with how you want your home configured. Custom builders often have their own architects and draftsmen on staff who can modify existing plans to suit your preferences. Otherwise, or you can bring them your new construction plans or even the idea for a plan and they will typically be happy to work with you.

When you work with a full custom builder, you will need to secure your lot and apply for a construction loan to finance the construction process. Unlike the semi-custom developer, custom builders typically rely on you to provide the construction financing which they will access periodically through draws.

Nelson & Associates is your New Construction Buyer’s Agent Specialist.

As a Certified Residential Specialist and Accredited Buyer Representative with years of experience helping clients purchase WI new construction, I would be very happy to work with you on your WI new construction project. Give me a call today, and we can get started right away.

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